Privacy Policy

Effective Date: April 07, 2026

At Samridhi Finance, we are committed to protecting your personal information and your right to privacy. This Privacy Policy applies to all information collected through our website (https://samridhifinance.com/) and our loan management services.

1. Information We Collect

We collect personal information that you voluntarily provide to us when you apply for a loan or make a payment. This includes:

Personal Identifiers: Name, Mobile Number, Email Address, and Date of Birth.
KYC Documents: Digital copies of Aadhar Card, PAN Card, and Passport-size photographs.
Financial Data: Loan Application Number and payment transaction history.

Payment Security: We do NOT store your full Credit Card, Debit Card, or Net Banking credentials. All payments are processed via secure, encrypted third-party payment gateways.

2. How We Use Your Information

Your data is used solely for the following purposes:

To process and verify your loan application.
To facilitate online repayments and generate digital receipts.
To communicate important updates regarding your loan status or due dates.
To comply with legal and regulatory requirements from financial authorities.

3. Data Storage & Security

We implement industry-standard technical and organizational security measures to protect your personal data. Your KYC documents are stored in secure, restricted-access directories on our servers to prevent unauthorized access, alteration, or disclosure.

4. Disclosure of Information

We do not sell, rent, or trade your personal information to third parties for marketing purposes. We may share data only with:

Authorized payment gateway partners to complete transactions.
Government or judicial authorities if required by law.
Credit bureaus as part of standard financial reporting.

5. Cookies and Tracking

Our website may use cookies to enhance user experience and analyze site traffic. You can choose to disable cookies through your browser settings, though this may affect the functionality of the payment portal.

6. Your Rights

You have the right to request access to the personal data we hold about you or ask for corrections to any inaccurate information. For any such requests, please contact us at samridhifinance53@gmail.com.

7. Contact Us

If you have questions or comments about this policy, you may contact us at:

Email: samridhifinance53@gmail.com
Website: https://samridhifinance.com/